Background

A New Home

for $3,000/Month*

Select Baseline wee-Cottages offer financing opportunities that could help make owning a new home more achievable than the headlines suggest.

Wait… a New Home with a Yard for Around $3,000/Month*?

The headlines tell us homeownership is getting harder. Interest rates are rising. Home prices are high. And for many, owning a home can feel out of reach.

But there are still opportunities that may make homeownership more attainable than you think.

A new wee-Cottage may be worth exploring if:

✓ You’ve assumed a new home is out of budget

✓ You’ve been waiting for rates to come down

✓ You want your own yard and outdoor space

✓ You’d rather build equity than keep paying rent

How is that possible?

Every monthly payment is different and depends on factors like financing, down payment, taxes, insurance, credit qualifications, and the specific home you’re considering.

The good news is that you don’t have to figure all it out on your own.

Our team understands the financing options and the fine print. We’ll walk you through the details and help you understand what they mean for your situation.

Even if your circumstances look different from the payment example shown here, don’t count yourself out. The example is just one scenario. We’ll help you explore available options, answer your questions, and determine what may be possible based on your goals, budget, and down payment.

Explore Available Homes

Delve into our move-in-ready wee-Cottages at Baseline and find a home that fits your needs, lifestyle, and budget.

 

Financing Information

Learn more about the financing programs available to help make your monthly payment more manageable.

 

Let's have a Conversation

Every buyer’s situation is different. Let’s talk through your goals, answer your questions, and explore what’s possible together.

 

 

 

*For example, on a 7/6 adjustable-rate mortgage (ARM) with a 2-1 temporary buydown, a sales price and loan amount as indicated above, a 20% down payment, a 760 FICO score, there would be interest rates, APRs, and monthly principal, interest, tax, and insurance payments as indicated above for the first seven years. Payment examples include homeowner insurance of $125 and estimated taxes of $475. Payment example does not include any HOA fees. Starting in year 8 theARM interest rate may increase every six (6) months based on the 30-day SOFR index with a 2.75 margin, a 5% maximum first adjustment, a 1% maximum increase at subsequent adjustments with a lifetime cap of 5% over the life of the loan. Boulder Creek Neighborhoods locked in, through First Creek Lending, an interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the pool of funds is depleted or promotion expires. The interest rate offered applies only to Boulder Creek Neighborhoods homes financed through First Creek Lending for a borrower’s principal residence. This is not a commitment to lend. Rates and terms are subject to change without notice and may vary based on the borrower’s qualifications. All loans are subject to credit and property approval. Interest rates are subject to agency loan level pricing adjustments for FICO and LTV. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time without prior notice. Not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Boulder Creek Neighborhoods. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with First Creek Lending. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Applicable for purchase contracts signed by 12/1/2026 and close by 12/22/2026. Up to $7,000 seller incentive available to help with closing costs. Example terms available as of 10/13/2026.